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Nicole Habel, MD, PhD

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Headshot of Nicole Habel, MD, a Cardiologist.
Nicole Habel, MD, PhD
Clinical Cardiac Electrophysiologist
Assistant Professor, Larner College of Medicine
Specialties
Cardiovascular Disease
Clinical Cardiac Electrophysiology
General information
Gender: Female
Language: Interpreter Services Available, English, German
Accepting New Patients
UVM Medical Group
Offers Video Visits

About Me

I specialize in treating complex heart rhythm disorders, with a particular focus on atrial arrhythmias such as atrial fibrillation and atrial tachycardia, as well as ventricular arrhythmias. These conditions can significantly impact a person’s quality of life, and I’m passionate about helping patients understand their diagnosis and feel confident in their treatment plan.

In addition to managing fast heart rhythms, I also have expertise in pacing therapies to help patients with slow heart rhythms (bradyarrhythmias) and heart failure. I use advanced conduction system pacing techniques that can improve heart function and help patients feel better and stay active.

As an academic electrophysiologist, I’m committed to using the latest research and technology to offer personalized care that’s grounded in evidence and tailored to each patient’s needs.

I’m passionate about helping patients understand their diagnosis and feel confident in their treatment plan.

Nicole Habel, MD, PhD

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Insurance Accepted

Please see below for all insurers contracted with the University of Vermont Health. Inclusion in this list does not guarantee participation of your specific insurance plan or coverage of your planned service. For behavioral health services, coverage may differ from medical benefits — even if your insurance plan is accepted. All patients are encouraged to contact their insurer to confirm coverage before scheduling.
Cardiology Non-Invasive Testing, University of Vermont Medical Center
  • Aetna
  • Anthem (formerly Empire Blue Cross Blue Shield) (HMO only)
  • Anthem Blue Cross Blue Shield NH
  • Blue Cross Blue Shield of Vermont (BCBSVT) / FEP / CBA (includes Dental)
  • Capital District Physicians' Health Plan (CDPHP)
  • Capital District Physicians' Healthcare Network (CDPHN)
  • CHAMPVA
  • Cigna / Great West (includes Dental)
  • Delta Dental
  • Evernorth (formerly Cigna Behavioral Health)
  • Excellus Blue Cross Blue Shield
  • Fidelis (New York Quality Healthcare Corporation) (excludes NY Health Benefit Exchange products)
  • First Health
  • Harvard Pilgrim Health Care (excludes NH Health Benefit Exchange, Medicare Advantage, and Managed Medicaid)
  • MagnaCare
  • Medicaid (VT and NY)* (VT Medicaid includes Dental)
  • Medicare*
  • MVP (excludes NY Health Benefit Exchange)
  • Optum Rx
  • POMCO (must include POMCO Select Logo)
  • St. Regis Mohawk Tribe (Medicare)
  • The Vermont Health Plan (TVHP)
  • TriCare Humana Military (excludes Humana Behavioral Health)
  • TriCare Martin's Point Health Care (excludes Behavioral Health)
  • United HealthCare – The Empire Plan (excludes Carelon Behavioral Health)
  • United HealthCare (excludes United / Optum Behavioral Health)
  • Veteran's Administration Community Care Network (VA CCN) (United HealthCare)
  • Workers' Comp (VT and NY)

*Medicare — Not every provider type is eligible to enroll with Government Payers. Please consult your provider’s office prior to visit for confirmation.

Last Updated: 5/28/2026
Cardiology - 62 Tilley Drive, University of Vermont Medical Center
  • Aetna
  • Anthem (formerly Empire Blue Cross Blue Shield) (HMO only)
  • Anthem Blue Cross Blue Shield NH
  • Blue Cross Blue Shield of Vermont (BCBSVT) / FEP / CBA (includes Dental)
  • Capital District Physicians' Health Plan (CDPHP)
  • Capital District Physicians' Healthcare Network (CDPHN)
  • CHAMPVA
  • Cigna / Great West (includes Dental)
  • Delta Dental
  • Evernorth (formerly Cigna Behavioral Health)
  • Excellus Blue Cross Blue Shield
  • Fidelis (New York Quality Healthcare Corporation) (excludes NY Health Benefit Exchange products)
  • First Health
  • Harvard Pilgrim Health Care (excludes NH Health Benefit Exchange, Medicare Advantage, and Managed Medicaid)
  • MagnaCare
  • Medicaid (VT and NY)* (VT Medicaid includes Dental)
  • Medicare*
  • MVP (excludes NY Health Benefit Exchange)
  • Optum Rx
  • POMCO (must include POMCO Select Logo)
  • St. Regis Mohawk Tribe (Medicare)
  • The Vermont Health Plan (TVHP)
  • TriCare Humana Military (excludes Humana Behavioral Health)
  • TriCare Martin's Point Health Care (excludes Behavioral Health)
  • United HealthCare – The Empire Plan (excludes Carelon Behavioral Health)
  • United HealthCare (excludes United / Optum Behavioral Health)
  • Veteran's Administration Community Care Network (VA CCN) (United HealthCare)
  • Workers' Comp (VT and NY)

*Medicare — Not every provider type is eligible to enroll with Government Payers. Please consult your provider’s office prior to visit for confirmation.

Last Updated: 5/28/2026
Cardiology, Porter Medical Center
  • Aetna
  • Anthem (formerly Empire Blue Cross Blue Shield) (HMO only)
  • Blue Cross Blue Shield of Vermont (BCBSVT) / FEP / CBA
  • Capital District Physicians' Health Plan (CDPHP)
  • Capital District Physicians' Healthcare Network (CDPHN)
  • CHAMPVA
  • Cigna / Great West
  • Evernorth (formerly Cigna Behavioral Health)
  • Fidelis (New York Quality Healthcare Corporation) (excludes Medicare Advantage)
  • First Health
  • Harvard Pilgrim Health Care (excludes NH Health Benefit Exchange, Medicare Advantage, and Managed Medicaid)
  • Medicaid (VT and NY)*
  • Medicare*
  • Multiplan / Private HealthCare Systems (PHCS) / Beech Street
  • MVP (excludes NY Health Benefit Exchange)
  • The Vermont Health Plan (TVHP)
  • TriCare for Life – Skilled Nursing Facility
  • TriCare Humana Military (excludes Humana Behavioral Health)
  • TriCare Martin's Point Health Care (excludes Behavioral Health)
  • United HealthCare – The Empire Plan (excludes Carelon Behavioral Health)
  • United HealthCare (excludes United / Optum Behavioral Health)
  • Veteran's Administration Community Care Network (VA CCN) (United HealthCare)
  • Workers' Comp (NY and VT)

*Not every provider type is eligible to enroll with Government Payers. Please consult your provider’s office prior to visit for confirmation.

Last Updated: 5/28/2026
Cardiology - 118 Tilley Drive, University of Vermont Medical Center
  • Aetna
  • Anthem (formerly Empire Blue Cross Blue Shield) (HMO only)
  • Anthem Blue Cross Blue Shield NH
  • Blue Cross Blue Shield of Vermont (BCBSVT) / FEP / CBA (includes Dental)
  • Capital District Physicians' Health Plan (CDPHP)
  • Capital District Physicians' Healthcare Network (CDPHN)
  • CHAMPVA
  • Cigna / Great West (includes Dental)
  • Delta Dental
  • Evernorth (formerly Cigna Behavioral Health)
  • Excellus Blue Cross Blue Shield
  • Fidelis (New York Quality Healthcare Corporation) (excludes NY Health Benefit Exchange products)
  • First Health
  • Harvard Pilgrim Health Care (excludes NH Health Benefit Exchange, Medicare Advantage, and Managed Medicaid)
  • MagnaCare
  • Medicaid (VT and NY)* (VT Medicaid includes Dental)
  • Medicare*
  • MVP (excludes NY Health Benefit Exchange)
  • Optum Rx
  • POMCO (must include POMCO Select Logo)
  • St. Regis Mohawk Tribe (Medicare)
  • The Vermont Health Plan (TVHP)
  • TriCare Humana Military (excludes Humana Behavioral Health)
  • TriCare Martin's Point Health Care (excludes Behavioral Health)
  • United HealthCare – The Empire Plan (excludes Carelon Behavioral Health)
  • United HealthCare (excludes United / Optum Behavioral Health)
  • Veteran's Administration Community Care Network (VA CCN) (United HealthCare)
  • Workers' Comp (VT and NY)

*Medicare — Not every provider type is eligible to enroll with Government Payers. Please consult your provider’s office prior to visit for confirmation.

Last Updated: 5/28/2026

Experience
Education & Training
Fellowship University of Vermont Medical Center - Clinical Cardiac Electrophysiology
Fellowship University of Vermont Medical Center - Cardiovascular Disease
Residency Carilion Roanoke Memorial Hospital - Internal Medicine
Doctor of Medicine Otto-von-Guericke University of Magdeburg Medizinische Fakultaet
Educational Commission For Foreign Medical Grads Medical Doctor
Board Certifications

American Board of Internal Medicine - Internal Medicine

American Board of Internal Medicine - Internal Medicine, Cardiovascular Disease

American Board of Internal Medicine - Internal Medicine, Clinical Cardiac Electrophysiology
Research & Academic Interests

Patient Ratings & Comments
89 ratings

Most Recent Comments
  • Dr. Habel is one of the most confidence-inspiring physicians I've had. She listens, explains clearly and is willing to update/correct prior information from other physicians based on her advanced knowledge - kindly but clearly and providing reasons.
  • Doctor was extremely knowledgeable and very good at communicating. Whether It be explaining the physiology of my Issues or answering my questions.
  • Excellent experience
  • Patient with my questions professional in every respect.
  • All questions answered patiently and fully. Time taken to include my daughter in the conversation for clarification. Professional and knowledgeable, inspired confidence in going forward with surgery
  • Dr Habel is an amazing physician and we are so lucky to have her in Vermont!
  • Dr. Habel is the best heart doctor I've ever had, and I've had them in VT, SC and FL. No one has ever been as kind and as knowledgeable as she is.
  • I was very impressed by Dr Habel's preparedness her knowledge her ability to listen and her ability to explain complicated issues,
  • I consider myself very lucky that I was able to get Dr. Habel as my cardiologist I've been with her for almost 5 years. Nothing praise for her and her staff.
  • Dr Habel is the absolute best! She's caring, address's any and all concerns you may have and takes the time to ensure you totally understand your issue and what they are doing to improve your health! When I visit with Dr Habel I feel so much better and positive after my appointment!
  • My cardiologist talked to me about having the appointment when I saw him in a year. I was surprised that when I was told about the appointment being scheduled its date was in a year. I guess it was helpful that she had significantly more data to consider, and I was very comfortable with the decision not to do anything now but to see me again in a year.
  • Dr. Habel is wonderful. She is easy going, re-assuring & personable.
  • Dr. Habel is the best!!
  • Excellent on all measures.
  • Excellent care
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