T R. Lovko, MD
Adult Primary Care Internal Medicine Physician
Specialties
Internal Medicine - Primary Care
General information
Gender:
Female
Language:
Interpreter Services Available,
English
Not Accepting New Patients
UVM Medical Group
Offers Video Visits
Request an Appointment
Request Online with MyChart
Returning patients can request an in-person or video appointment with their provider.
Request by Phone
Returning patients can request appointments by directly contacting the practice.
My Locations
Porter Medical Center
61 Court Drive
Brandon, VT 05733-8407
Insurance Accepted
Please see below for all insurers contracted with the University of Vermont Health. Inclusion in this list does not guarantee participation of your specific insurance plan or coverage of your planned service. For behavioral health services, coverage may differ from medical benefits — even if your insurance plan is accepted. All patients are encouraged to contact their insurer to confirm coverage before scheduling.
Primary Care - Brandon, Porter Medical Center
- Aetna
- Anthem (formerly Empire Blue Cross Blue Shield) (HMO only)
- Blue Cross Blue Shield of Vermont (BCBSVT) / FEP / CBA
- Capital District Physicians' Health Plan (CDPHP)
- Capital District Physicians' Healthcare Network (CDPHN)
- CHAMPVA
- Cigna / Great West
- Evernorth (formerly Cigna Behavioral Health)
- Fidelis (New York Quality Healthcare Corporation) (excludes Medicare Advantage)
- First Health
- Harvard Pilgrim Health Care (excludes NH Health Benefit Exchange, Medicare Advantage, and Managed Medicaid)
- Medicaid (VT and NY)*
- Medicare*
- Multiplan / Private HealthCare Systems (PHCS) / Beech Street
- MVP (excludes NY Health Benefit Exchange)
- The Vermont Health Plan (TVHP)
- TriCare for Life – Skilled Nursing Facility
- TriCare Humana Military (excludes Humana Behavioral Health)
- TriCare Martin's Point Health Care (excludes Behavioral Health)
- United HealthCare – The Empire Plan (excludes Carelon Behavioral Health)
- United HealthCare (excludes United / Optum Behavioral Health)
- Veteran's Administration Community Care Network (VA CCN) (United HealthCare)
- Workers' Comp (NY and VT)
*Not every provider type is eligible to enroll with Government Payers. Please consult your provider’s office prior to visit for confirmation.
Last Updated: 5/28/2026
Experience
Education & Training
Board Certifications
American Board of Internal Medicine - Internal Medicine
Patient Ratings & Comments
Most Recent Comments
Dr. Lovko is an excellent provider in whom I trust completely.
T Ray Lovko is the best there is. That is why we decided to drive 45 minutes to get to our appointments.
As far as I am concerned Dr Lovko is the best. She is and has been so concerned with not only my physical but how everything else that is going on in my life.
Dr. Lovko is wonderful! Not only is she knowledgeable but genuinely kind and caring. The health professions needs more doctors like her.
Dr. Lovko is exceptional. I'm lucky to have her as my primary care Dr.
Doctor was prompt, thorough, and took her time when answering my questions. She addressed my physical health as well as asking questions about my mental health also. I can always count on quality care with my provider.
Dr. Lovko is the best!
I would recommend Dr. Lovko if I was asked.
Teddi is an outstanding primary care physician
Excellent doctor
Dr. Lovko has always given me the best care. Very good at listening to me.
Dr Lovko is always thorough, conscientious and caring, and never hurried. Also she is honest and direct in answering our questions.
She made me feel like I was her only patient. She helped me figure out my medical issues
Dr T Ray is an exceptional dr. I would recommend her to anyone. She is a sharp diagnostician, listener, I can discuss openly with her my health concerns and questions and she shares her answers in a no-nonsense way. Whether she thinks one of my ideas is good or not, there is always discussion before a change (or not.) she is wonderful!
Dr Lovko is wonderful and always Professional and caring and compassionate
Dr Lovko has been my provider for 20 years would never change. She is the best!
Dr Lovko always makes me feel heard and respected. She approaches visits like we are colleagues working together on my health
Dr Lovko is very clear in her opinions and recommendations. She is a quality provider.
Dr Lovko always takes time To listen and give thoughtful answers, explanations and options. I feel as if I'm an active and respected participant in my son's care. This is particularly appreciated as my son is nonverbal and has significant disabilities.
Dr Lovko is professional, thorough, considerate, and she listens